Personal Saving Rate

Monthly
November 2024+4.4%
October 2024+4.5%
September 2024+4.1%
August 2024+4.4%

The U.S. personal saving rate is personal saving as a percentage of disposable personal income. In other words, it's the percentage of people's incomes left after they pay taxes and spend money.

  • Current release: December 20, 2024
  • Next release: January 31, 2025

What is the Personal Saving Rate?

Income left over after people spend money and pay taxes is personal saving. The personal saving rate is the percentage of their disposable income that people save. This rate is followed to learn about Americans' financial health and to help predict consumer behavior and economic growth.

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 What is the Personal Saving Rate

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