Personal Saving Rate
| Real Change From Preceding Month | |
|---|---|
| December 2025 | +3.6% |
| November 2025 | +3.7% |
| October 2025 | +3.7% |
| September 2025 | +4.0% |
The U.S. personal saving rate is personal saving as a percentage of disposable personal income. In other words, it's the percentage of people's incomes left after they pay taxes and spend money.
- Current release: February 20, 2026
- Next release: March 13, 2026
- Data Archive Previously published estimates contain historical data and have since been revised.
- News Release Archive
What is the Personal Saving Rate?
Income left over after people spend money and pay taxes is personal saving. The personal saving rate is the percentage of their disposable income that people save. This rate is followed to learn about Americans' financial health and to help predict consumer behavior and economic growth.
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News MediaConnie O'Connell