Personal Saving Rate

Monthly
February 2025+4.6%
January 2025+4.3%
December 2024+3.3%
November 2024+3.7%

The U.S. personal saving rate is personal saving as a percentage of disposable personal income. In other words, it's the percentage of people's incomes left after they pay taxes and spend money.

  • Current release: March 28, 2025
  • Next release: April 30, 2025

What is the Personal Saving Rate?

Income left over after people spend money and pay taxes is personal saving. The personal saving rate is the percentage of their disposable income that people save. This rate is followed to learn about Americans' financial health and to help predict consumer behavior and economic growth.

Learn More

 What is the Personal Saving Rate

Contact Personnel